Home/Compare/BOB Eterna Credit Card vs Axis Bank Flipkart Credit Card

BOB Eterna Credit Card vs Axis Bank Flipkart Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Flipkart Credit Card wins 4 out of 4 comparison categories.

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⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹2,499
₹500 Winner
Joining Fee
₹2,499
₹500 Winner
Fee Waiver
Waived on 4L spend
Waived on 2L spend
Cashback Rate
Up to 5% Winner
Reward Rate
15 rewards on International/Travel
5% cashback on Flipkart & Myntra
Lounge Access
Unlimited domestic lounge
4 domestic per year
Welcome Bonus
10,000 bonus points
500 Flipkart voucher
Min. Income
₹1,00,000/mo
₹15,000/mo Winner
Credit Score
750+
700+ Winner
Best For
Luxury travelers
Flipkart shoppers

BOB Eterna Credit Card

What we love

  • Unlimited lounge
  • High travel rewards
  • Golf access

Keep in mind

  • High annual fee

Axis Bank Flipkart Credit Card

What we love

  • Unlimited 5% on Flipkart
  • 4% on Swiggy/PVR/Uber
  • Lounge access

Keep in mind

  • Joining fee

Frequently Asked Questions

Which is better: BOB Eterna Credit Card or Axis Bank Flipkart Credit Card?

Based on our analysis, Axis Bank Flipkart Credit Card is the better choice with advantages in 4 out of 4 comparison categories including fees and rewards. However, BOB Eterna Credit Card may be better if your spending aligns with its specific benefits like luxury travelers.

What is the annual fee difference?

BOB Eterna Credit Card has an annual fee of ₹2,499 (Waived on 4L spend), while Axis Bank Flipkart Credit Card costs ₹500 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.