Home/Compare/BOB Eterna Credit Card vs HDFC Pixel Play Credit Card

BOB Eterna Credit Card vs HDFC Pixel Play Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

HDFC Pixel Play Credit Card wins 4 out of 4 comparison categories.

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⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹2,499
Lifetime Free Winner
Joining Fee
₹2,499
Free Winner
Fee Waiver
Waived on 4L spend
Cashback Rate
Up to 5% Winner
Reward Rate
15 rewards on International/Travel
5% on 2 merchants of your choice
Lounge Access
Unlimited domestic lounge
No
Welcome Bonus
10,000 bonus points
Min. Income
₹1,00,000/mo
₹25,000/mo Winner
Credit Score
750+
700+ Winner
Best For
Luxury travelers
Gen-Z & App users

BOB Eterna Credit Card

What we love

  • Unlimited lounge
  • High travel rewards
  • Golf access

Keep in mind

  • High annual fee

HDFC Pixel Play Credit Card

What we love

  • Customizable 5% merchants
  • Digital first
  • Lifetime Free

Keep in mind

  • App only management

Frequently Asked Questions

Which is better: BOB Eterna Credit Card or HDFC Pixel Play Credit Card?

Based on our analysis, HDFC Pixel Play Credit Card is the better choice with advantages in 4 out of 4 comparison categories including fees and rewards. However, BOB Eterna Credit Card may be better if your spending aligns with its specific benefits like luxury travelers.

What is the annual fee difference?

BOB Eterna Credit Card has an annual fee of ₹2,499 (Waived on 4L spend), while HDFC Pixel Play Credit Card costs zero (Lifetime Free) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.