Home/Compare/SBI Cashback Credit Card vs HDFC Pixel Play Credit Card

SBI Cashback Credit Card vs HDFC Pixel Play Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

SBI Cashback Credit Card wins 2 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹999
Lifetime Free Winner
Joining Fee
₹999
Free Winner
Fee Waiver
Waived on 2L spend
Cashback Rate
Up to 5%
Up to 5%
Reward Rate
5% unlimited cashback online
5% on 2 merchants of your choice
Lounge Access
No
No
Welcome Bonus
Min. Income
₹20,000/mo Winner
₹25,000/mo
Credit Score
650+ Winner
700+
Best For
Online shoppers
Gen-Z & App users

SBI Cashback Credit Card

What we love

  • 5% flat online cashback
  • No merchant restrictions
  • Auto-credit

Keep in mind

  • No lounge
  • 1% offline rate

HDFC Pixel Play Credit Card

What we love

  • Customizable 5% merchants
  • Digital first
  • Lifetime Free

Keep in mind

  • App only management

Frequently Asked Questions

Which is better: SBI Cashback Credit Card or HDFC Pixel Play Credit Card?

Based on our analysis, SBI Cashback Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, HDFC Pixel Play Credit Card may be better if your spending aligns with its specific benefits like gen-z & app users.

What is the annual fee difference?

SBI Cashback Credit Card has an annual fee of ₹999 (Waived on 2L spend), while HDFC Pixel Play Credit Card costs zero (Lifetime Free) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.