Home/Compare/Axis Bank Rewards Visa Credit Card vs BOB Eterna Credit Card

Axis Bank Rewards Visa Credit Card vs BOB Eterna Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Rewards Visa Credit Card wins 3 out of 4 comparison categories.

⭐ Recommended

💰 Earn ₹2,080 cashback via EarnKaro

💰 Earn ₹950 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
₹1,000 Winner
₹2,499
Joining Fee
₹1,000 Winner
₹2,499
Fee Waiver
Waived on 2L spend
Waived on 4L spend
Cashback Rate
Reward Rate
10X rewards on Apparel & Dept Stores
15 rewards on International/Travel
Lounge Access
2 domestic per quarter
Unlimited domestic lounge
Welcome Bonus
5000 Edge points
10,000 bonus points
Min. Income
₹25,000/mo Winner
₹1,00,000/mo
Credit Score
700+ Winner
750+
Best For
Lifestyle spenders
Luxury travelers

Axis Bank Rewards Visa Credit Card

What we love

  • High milestone rewards
  • Lounge access
  • Edge points

Keep in mind

  • Higher fee

BOB Eterna Credit Card

What we love

  • Unlimited lounge
  • High travel rewards
  • Golf access

Keep in mind

  • High annual fee

Frequently Asked Questions

Which is better: Axis Bank Rewards Visa Credit Card or BOB Eterna Credit Card?

Based on our analysis, Axis Bank Rewards Visa Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, BOB Eterna Credit Card may be better if your spending aligns with its specific benefits like luxury travelers.

What is the annual fee difference?

Axis Bank Rewards Visa Credit Card has an annual fee of ₹1,000 (Waived on 2L spend), while BOB Eterna Credit Card costs ₹2,499 (Waived on 4L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.